Registry entry

Belgium Crossroads Bank for Enterprises Registration (Partena Professional Guichet d'Entreprises)

The primary business-registration intake form used to inscribe a new entrepreneur, company, or organization without legal personality (OSPJ) into Belgium's Crossroads Bank for Enterprises (Banque-Carrefour des Entreprises / Kruispuntbank van Ondernemingen, BCE/KBO), the country's central business register. Belgium does not offer direct self-service registration with the BCE: federal law (Royal Decree of 11 June 2003 and successors) requires every registration to be filed through one of a small number of officially recognized private "guichets d'entreprises" (authorized business registration counters) acting as the BCE's registration agents. This form is published by one such recognized guichet, Partena Professional asbl, and models its own "Inscription à la Banque-Carrefour des Entreprises" section (entrepreneur/company identification, correspondence address, and establishment-unit/activity data) plus the closing client declaration and signature — the entrepreneur-facing data common to registration through any guichet under this same statutory scheme, not proprietary to Partena Professional itself. Fetched directly and unauthenticated from Partena Professional's own site. Advances Belgium's Business Formation vertical, previously banked as open, STRONG-but-caveated backlog by GOV-4638 ("GovSchema Standard Research", which had found only a narrower supplementary 'missing-data' KBO form) — this cycle located the guichet's own primary registration form instead. This schema models only the core BCE inscription and the client's closing declaration/signature; it excludes this same document's further opt-in sections requesting that Partena Professional additionally handle VAT-identification activation, professional-competence/regulated-activity formalities, ancillary licenses (butcher's license, professional card, alcohol/tobacco authorization, etc.), self-employed or company social-insurance-fund affiliation, payroll secretariat services, and the accountant/mandataire's own coordinates — all of which are requests to engage Partena Professional's own paid services layered on top of the statutory BCE inscription, not the inscription itself, and a page-6 decision-tree diagram aiding a helper-spouse affiliation choice, which contains no applicant-fillable fields of its own. This schema does not submit the application itself; the live source is always authoritative. GovSchema is independent and is not affiliated with, endorsed by, or operated by the Government of Belgium, the Crossroads Bank for Enterprises, or Partena Professional.

Registry entry

be/partena/crossroads-bank-enterprise-registration

Jurisdiction
Belgium · national
Version
1.0.0
Verification
draft

Authoritative source "Inscription à la Banque-Carrefour des Entreprises" (Crossroads Bank for Enterprises registration form), French-language edition, version V.2025-11, 6 pages.

Machine access

Registry catalog
registry/index.jsonone record per schema id

Field reference

34 fields across 5 steps, read from the published schema.json, with names, types, requiredness, and validation as the document states them. The live government form remains the authoritative source.

Entrepreneur Type and Identity

  • entrepreneurType enum required

    I Am Starting My Business As

    enum: INDIVIDUAL | COMPANY | UNINCORPORATED_ORGANIZATION
  • activityStartDate date required

    Activity Start Date

  • companyNumberIfKnown string optional

    Left blank for a brand-new registration; completed only when a company/enterprise number has already been assigned (e.g. by a notary prior to this filing).

  • companyName string optional

    Company Name (Dénomination sociale)

  • commercialName string optional

    Trade Name (Dénomination commerciale)

  • lastName string required

    For an individual entrepreneur, the entrepreneur's own surname; for a company or OSPJ, the name of the person completing this registration on the entity's behalf.

    classification: pii
  • firstName string required

    First Name

    classification: pii
  • nationalRegisterOrBisNumber string optional

    Belgium's personal national-identifier number. Per this form's own footnote, an applicant who does not yet hold one must instead attach a copy of their identity card, residence permit, or passport (see documents[]).

    classification: sensitive-pii

Contact Details, Website, and Bank Account

  • phone string required

    Phone Number

    classification: pii
  • email string optional

    Email Address

    classification: pii
  • website string optional

    Website

  • ibanNumber string optional

    Bank Account — IBAN

    classification: financial
  • bicCode string optional

    Bank Account — BIC

    classification: financial
  • declineContactDataSharedWithBce boolean optional

    I Do Not Authorize My Contact Data to Be Shared with the BCE

  • declineEmailAsPreferredRegistrationChannel boolean optional

    I Do Not Want the Above Email Address Prioritized for Registration Correspondence

Correspondence Address (if Different from Domicile or Registered Office)

  • correspondenceStreet string optional

    This entire section is completed only when the applicant's correspondence address is abroad and/or differs from their domicile or the company's registered office, per the section's own instruction.

    classification: pii
  • correspondenceHouseNumber string optional

    Correspondence Address — House Number

    classification: pii
  • correspondenceBoxNumber string optional

    Correspondence Address — Box Number

    classification: pii
  • correspondencePostalCode string optional

    Correspondence Address — Postal Code

    classification: pii
  • correspondenceCity string optional

    Correspondence Address — City

    classification: pii
  • correspondenceCountry string optional

    Correspondence Address — Country

    classification: pii

Establishment Unit and Activity Description

  • isEstablishmentUnitInBelgium boolean optional

    Only asked when registering a foreign enterprise; a domestic Belgian registration does not need to answer this question before completing the establishment-unit address below.

  • establishmentUnitNameOrTradeName string optional

    Establishment Unit — Name or Trade Name (Enseigne)

  • establishmentStreet string required

    Publicly visible in the BCE even when identical to the applicant's own home address, per this form's own printed notice.

    classification: pii
  • establishmentHouseNumber string required

    Establishment Unit Address — House Number

    classification: pii
  • establishmentBoxNumber string optional

    Establishment Unit Address — Box Number

    classification: pii
  • establishmentPostalCode string required

    Establishment Unit Address — Postal Code

    classification: pii
  • establishmentCity string required

    Establishment Unit Address — City (Localité)

    classification: pii
  • activityDescription string required

    The form's own instruction asks the applicant to specify both principal and secondary activities, and, for door-to-door activity, in which region(s) it will be carried out.

    length: 0–2000

Client Declaration and Signature

  • placeOfSigning string required

    Place (Fait à)

  • dateOfSigning date required

    Date (le)

  • signatoryLastName string required

    Signatory — Last Name

    classification: pii
  • signatoryFirstName string required

    Signatory — First Name

    classification: pii
  • signature string required

    Signature

    classification: pii

Verification record

Candidate selection

GOV-4694 ("GovSchema Standard Research"). Belgium stood at 2 of 6 verticals (Passport via GOV-4645, DMV via GOV-4680), with Business Formation and Taxes banked as Belgium's only two remaining open, STRONG-but-caveated verticals per GOV-4638's own scouting: Business Formation's caveat was "a supplementary 'missing-data' KBO form rather than the primary incorporation path," and Taxes' caveat was "an exhaustive box-code preparation guide rather than the blank return itself, which is mailed pre-printed rather than posted online."

This cycle re-screened both caveated candidates plus Tunisia's remaining weak DMV candidate (attt.com.tn, confirmed still unreachable, both http and https, plus no downloadable form on any live or Wayback-archived page) before picking a deliverable, per this routine's own standing preference for closing a vertical on an already-open jurisdiction. Belgium's Taxes candidate was re-confirmed as a dead end: finances.belgium.be/ fin.belgium.be publish only "document préparatoire" box-by-box preparation guides for Tax-on-web/MyMinfin (doc-preparatoire-partie-1-rf-2026.pdf, doc-preparatoire-partie-2-2025.pdf) — never a blank downloadable PDF of the return itself, which is mailed pre-printed directly to individual taxpayers. Belgium's Business Formation candidate is upgraded from caveated to STRONG. Belgium's business register — the Crossroads Bank for Enterprises (Banque-Carrefour des Entreprises / Kruispuntbank van Ondernemingen, BCE/ KBO) — does not offer direct self-registration by the government: federal law (Royal Decree of 11 June 2003 and successors) requires every BCE registration to be filed through one of a small number of officially recognized private "guichets d'entreprises" (business registration counters) acting as the BCE's registration agents. economie.fgov.be's own BCE page confirms this, routing applicants to a recognized guichet rather than offering any self-service form. One such recognized guichet, Partena Professional asbl, publishes its own intake form directly and it turns out to be the primary registration form (not a supplementary/correction document as GOV-4638 had found under a different, narrower search) — Belgium's genuine primary Business Formation path is a guichet-published form under this statutory scheme, not a ministry-published one, the same general pattern this registry has already modelled for Ethiopia (et/eic/...) and other jurisdictions where a recognized-intermediary architecture stands between the applicant and the register itself.

Reaching the live source

https://www.partena-professional.be/sites/default/files/uploads/Administratieve%20docs%20&%20forms%20FR/EOL/Formulaire%20d'inscription%20BCE.pdf (exact path uses "Administratieve", the Dutch spelling, inside an otherwise-French folder name — a quirk of Partena's own file layout; see the literal query string in source.url above for the byte-exact path used).

  • Correction (post-review): the PR as first submitted cited partena-professional.be/fr/independant/creer-mon-entreprise/ as authority.url, described as the guichet's own "Créer mon entreprise" process page linking this form directly. That page does not exist — live curl returns a genuine 404 (styled 404 page, not a bot-block: no 403/ 429/WAF challenge), and the Wayback Machine CDX API has zero snapshots of it, ever, at that exact path or any creer-mon-entreprise* prefix on the domain. This was caught in review (GOV-4697) as the "404 + zero Wayback history" fabricated-citation signature tools/verify-sources.mjs was built to catch per GOV-1760, and the original discovery-path prose above was inaccurate. Re-investigated and replaced below with the actual live page found to link this form.
  • Actual discovery path: Partena Professional's own "Documents & formulaires administratifs" page (partena-professional.be/fr/nos-connaissances/documents-formulaires, reached from the site's own /fr/guichet-d'entreprises landing page via its "Téléchargez nos documents" link) contains a section headed "Guichet d'entreprises de Partena Professional" (anchor #scrollto-guichetdentreprises) — a table of category/form-download pairs whose first row, "Inscription BCE", links directly to "Inscription d'une entreprise à la BCE", i.e. this exact PDF at this exact path. authority.url now cites this page (with its anchor) instead of the nonexistent process page.
  • Plain unauthenticated curl request (curl -sIL then curl -sL) against both the corrected authority page and the PDF itself, no session/cookie state, no CAPTCHA/WAF challenge.
  • HTTP 200, 600,346 bytes retrieved, content-type: application/pdf, last-modified: Mon, 22 Dec 2025 14:06:47 GMT.
  • sha256 of the retrieved bytes: 8099dcfe99be3a04550bc507e1d04f8088ad71d6ee73823c7ec4ed6fbafb0c23.
  • 6 pages, confirmed via pdfjs-dist's numPages; a genuine AcroForm PDF (106 named form fields: Text Field 1-106, Check Box 1-78, one Signature Field), unlike several recent flat/print-only specimens this registry has modelled. Field names are auto-generated (Text Field N, Check Box N) with no semantic labels of their own — every field's real label and grouping was recovered from the surrounding printed text, not from the AcroForm field names themselves.
  • Footer text confirms version "V.2025-11" and the issuing entity: "Guichet d'Entreprises Partena Professional asbl (agréé par A.R. du 11/06/2003) … N° Entr. : 0408.661.790".
Authority attribution

authority.name names Partena Professional asbl explicitly as the recognized guichet filing this registration, distinct from the BCE/KBO itself (the register this filing ultimately feeds) and distinct from the Federal Public Service Economy (the ministry the guichet-recognition scheme sits under). This mirrors how the form's own footer identifies itself: a private, statutorily-recognized intermediary, not a direct government office. Belgium licenses multiple guichets (Partena Professional, Xerius, Formalis, Securex, Acerta, and others) that each publish functionally equivalent forms for the same statutory BCE inscription; this schema models Partena Professional's own edition as the verified specimen, not a claim that this is the only, or an officially singular, BCE intake form.

Extraction method

pdfjs-dist (vendored at /tmp/node_modules/pdfjs-dist) getTextContent() read every text item's raw string and x/y transform position; items were grouped into horizontal text lines by clustering on shared y (±2pt) and sorted left-to-right within each line, then cross-referenced against each AcroForm annotation's own rect (via page.getAnnotations()) by vertical band to recover each field's adjacent printed label. This form's printed text is in normal left-to-right reading order (unlike several prior non-Latin-script or coded-field-label cycles) — the extraction challenge here was purely the AcroForm field names carrying no semantic information of their own, requiring every one of the 106 fields to be manually correlated to its nearest printed label by page position rather than by field name.

Document structure

Six pages, organized as 12 numbered sections: (1) "Coordonnées de l'entreprise" — entrepreneur type, activity start date, company number if known, company/trade name, name, national register/BIS number, phone/ email/website, bank account, data-sharing opt-outs; (2) "Adresse de correspondance" — an alternate mailing address, completed only if different from the applicant's domicile or registered office and/or abroad; (3) "Unité d'établissement (siège d'exploitation)" — the establishment unit's own address and a free-text activity description; (4) "Capacités entrepreneuriales" — professional-competence declarations for regulated activities; (5) "Activation TVA" — VAT-identification activation as a Partena Professional service request, estimated turnover, VAT-regime election; (6) "Autres formalités d'inscription" — ancillary licenses/authorizations (butcher's license, professional card, door-to-door sales authorization, food-safety agency registration, alcohol/tobacco merchant authorization, UNISONO, court-registry deed filing) as further opt-in Partena Professional service requests; (7) "Affiliation à la Caisse d'Assurances Sociales de l'indépendant ou du mandataire de la société" — self-employed social-insurance-fund affiliation as a Partena Professional service request, with other-activity/foreign-activity/replacement-income questions and a spouse/legal-cohabitant block feeding the provisional- contribution calculation; (8) the equivalent company/director affiliation request; (9) "Transfert vers Partena Caisse d'Assurances Sociales" — transferring an existing affiliation from another fund; (10) "Secrétariat Social" — payroll-service requests; (11) "Remarques" — free text; (12) "Coordonnées du mandataire" — the applicant's own accountant/representative (if any), a document-routing preference, GDPR-processing acknowledgement bullet points, and the closing place/date/name/signature block. Page 6 is a standalone decision-tree diagram ("Schéma : affiliation du conjoint aidant") helping a self-employed applicant's spouse or legal cohabitant work out their own social-insurance-affiliation status; its "checkbox" annotations are large clickable regions over printed "oui"/"non" answers on the diagram itself, not discrete data fields.

Scope: sections excluded

This schema models sections 1, 2, and 3 (the BCE inscription proper: entity identity, correspondence address, establishment unit and activity) plus section 12's closing declaration and signature. Excluded in their entirety, and disclosed here rather than modelled:

  • Section 4 (entrepreneurial capacities) — conditional on whether the specific activity is legally regulated ("uniquement pour les entreprises concernées par la loi d'accès"), and its own fields ask about a different person's identity (whoever holds the professional qualification, "si différentes du demandeur") — a distinct sub-process from the entrepreneur's own registration.
  • Section 5 (VAT activation), Section 6 (other formalities), Section 7/8 (social-insurance-fund affiliation), Section 9 (fund transfer), and Section 10 (Secrétariat Social) — every one of these is explicitly phrased as a request that Partena Professional itself additionally handle a separate administrative action ("En remplissant ces informations, je souhaite que Partena Professional se charge de…" / "Je charge également Partena Professional des formalités suivantes"), i.e. opt-in engagements of this specific guichet's own paid service layer, not the statutory BCE inscription itself. A different recognized guichet's own equivalent form would not necessarily bundle these same service offers. Social-insurance-fund affiliation is a genuine separate legal obligation for a newly self-employed person (due within a statutory window of starting activity) but is not part of the BCE inscription this schema models; it is left as disclosed open backlog for a future, separately-scoped schema tied to a fund-affiliation-specific source rather than this guichet's own bundled service request.
  • Section 12's mandataire (accountant/representative) fields — name, contact details, Partena intermediary/enterprise numbers, and the document-routing preference are the accountant's own particulars, completed only when the applicant uses one, and are not the applicant's own registration data.
  • Page 6's helper-spouse decision-tree diagram — contains no applicant-fillable data field; it is a navigational aid the applicant works through to reach one of section 7's already-excluded fields.

documents[] are also not modelled from within any of these excluded sections' own instructions (e.g. "Merci de joindre un extrait du casier judiciaire" for the door-to-door authorization request) since the sections themselves fall outside this schema's scope.

Scope: fields excluded from steps 1-3/12 for other reasons

  • Top-of-page-1 "N° d'intermédiaire" / "N° de producteur" / "N° bureau bénéficiaire" fields — printed at the top-right of page 1, these are Partena Professional's own internal case-routing numbers (intermediary/ producer/office codes used in the guichet's own workflow), not applicant-supplied data, and excluded on that basis.

Scope: judgment calls on requiredness and structure

This specimen carries no asterisk/mandatory-marking convention; requiredness was assigned by engineering judgment against each field's own printed context:

  1. entrepreneurType values. Modelled as a 3-value enum (INDIVIDUAL/COMPANY/UNINCORPORATED_ORGANIZATION) matching the form's own three checkboxes ("Personne physique" / "Société (SRL, SA,…)" / "Organisation sans personnalité juridique (OSPJ)"). COMPANY is used as a general legal-entity value covering the form's own parenthetical examples (SRL/BV private limited company, SA/NV public limited company) rather than enumerating every Belgian company form, consistent with this registry's convention elsewhere of using a general legalForm-style free-text or coarse-enum field when a source names examples rather than a closed list.
  2. companyNumberIfKnown and both documents[] entries' "not yet known/ held" conditions are not encoded as requiredWhen gates. The source's own logic ties articlesOfAssociationCopy's requiredness (for a COMPANY applicant specifically) to whether companyNumberIfKnown is filled in, and ties identityDocumentCopy's requiredness to whether nationalRegisterOrBisNumber is filled in — in both cases, "this optional field was left blank" is the actual trigger. This registry's Condition grammar has no operator testing whether a field is absent; attempting to express it via equals "" or notEquals "" against an optional field hits the same undefined-comparison-against-an-absent- field class of problem this registry's own notequals-empty-string-absent-field-bug precedent already documents (there, the inverse direction: notEquals "" spuriously evaluating true against an absent field). Rather than risk either a spurious requirement or a spurious non-requirement, articlesOfAssociationCopy is gated only on the unambiguous, always-populated entrepreneurType == UNINCORPORATED_ORGANIZATION case (where the source requires it outright, no further condition), with the COMPANY-plus-unknown-number case left as a disclosed instruction in the document's own handling text instead of a gate; identityDocumentCopy is left fully unconditional (required: false, no requiredWhen) with the same disclosure. A future schema revision could safely add this gate if a future GSP introduces an explicit "field is absent" operator.
  3. lastName/firstName modelled required unconditionally, not gated to entrepreneurType == INDIVIDUAL. The form's own "Nom :… / Prénom :…" line in section 1 sits beneath the company/trade-name lines with no visible conditional instruction restricting it to individual applicants; per the section's own layout, a company or OSPJ applicant also completes this line for the person filing on the entity's behalf (confirmed by the parallel "N° de Registre National ou BIS" line immediately below it, itself a personal identifier gated to INDIVIDUAL specifically per judgment call 4 below, showing the Nom/Prénom line is not itself individual-only).
  4. nationalRegisterOrBisNumber gated to entrepreneurType == INDIVIDUAL. Belgium's National Register applies to natural persons; a company or OSPJ applicant's own representative may separately hold one, but the form's footnote (2) ties the identity-document fallback specifically to "vous" (the entrepreneur) in the individual-registration context, and section 1's own repeated appearance of this same numbered footnote against every "N° de Registre National ou BIS" instance registry-wide (sections 1, 4, and 7) is consistently person-scoped.
  5. establishmentStreet/establishmentHouseNumber/ establishmentPostalCode/establishmentCity modelled required, despite the section's own oui/non gate (isEstablishmentUnitInBelgium) technically scoping that specific question to foreign-enterprise registrations only. A domestic Belgian registration (the overwhelmingly common case, and this schema's default assumption) proceeds directly to the establishment-unit address without ever answering that oui/non question, so the address fields themselves are required unconditionally rather than gated behind a question most applicants never see.
  6. activityDescription modelled as a single multi-line string field, consolidating the specimen's own 7 ruled blank lines into one field, matching this registry's established convention for multi-line free-text blocks elsewhere (e.g. Belgium's own DMV additionalDeclarationsOrProxyOrDeliveryAddress).
  7. phone modelled required, email/website modelled optional. The phone/email line sits directly beneath the mandatory identity block with no explicit marking distinguishing the two from each other; engineering judgment treats the phone number as the primary contact channel a guichet needs to process the filing, with email and the separately-printed website line as supplementary.
  8. ibanNumber/bicCode modelled optional. The "Compte bancaire" bank- account sub-section is visually set apart from the mandatory identity block with no instruction marking it mandatory; not every new registrant necessarily has a dedicated business bank account at filing time.
  9. Closing declaration's place/date/name/signature (section 12, unlabelled sub-block) modelled as the applicant's own, not the mandataire's. The bulleted GDPR-acknowledgement text immediately preceding it ("Je reconnais avoir pris connaissance…", "mes données de caractère personnel", "Les données … communiquées dans le présent formulaire") speaks in the first person about the filer's own data being processed by "le Guichet d'Entreprises et la caisse d'Assurances sociales de Partena Professional" — consistent with this being the applicant's/client's own final declaration and signature, appearing after (not as part of) the optional mandataire-coordinates block earlier on the same page.

Conformance

7 mock scenarios were exercised programmatically (ephemeral, uncommitted Node script, /tmp/gov4694/conformance.mjs) against this schema's own fields[]/documents[] requiredWhen conditions: (1) an individual applicant with a minimal valid registration, including a supplied national register number — resolves with zero missing fields/documents; (2) the same individual applicant omitting the national register number — correctly flags only nationalRegisterOrBisNumber itself (per judgment call 2 above, identityDocumentCopy is not auto-flagged, by design); (3) a company applicant missing companyName — correctly flagged; (4) the same company applicant supplying companyName — resolves cleanly, with articlesOfAssociationCopy correctly NOT required (COMPANY alone does not trigger it, per judgment call 2); (5) an OSPJ applicant missing companyName — correctly flags both companyName and articlesOfAssociationCopy together; (6) the same OSPJ applicant supplying companyNamearticlesOfAssociationCopy still correctly required (OSPJ's requirement is unconditional, independent of companyName); (7) an individual applicant missing the establishment-unit address — correctly flags all four address fields together. The entrepreneurType requiredWhen gate (on companyName) and the UNINCORPORATED_ORGANIZATION gate (on articlesOfAssociationCopy) were each exercised true and false across these scenarios.

Validated clean with node tools/validate.mjs and node tools/validate-ajv.mjs (ajv 2020-12 against spec/v0.3/govschema.schema.json, after npm ci --include=dev in tools/). registry-index.json regenerated via npm run build-index in tools/govschema-client/.

Models 34 fields[] across 5 steps, 2 documents[] entries.

View the raw record (VERIFICATION.md)

Version history

  • 1.0.0 draft latest this page has verification record schema.json

Independent and non-affiliated

GovSchema is an independent, open-source project. This reference is not produced, reviewed, or endorsed by Partena Professional asbl, recognized business-registration counter (Guichet d'Entreprises agréé par Arrêté Royal du 11 juin 2003), filing registrations with the Crossroads Bank for Enterprises (Banque-Carrefour des Entreprises / Kruispuntbank van Ondernemingen) on behalf of the Federal Public Service Economy or any government. The authoritative source is always the live government form and its official instructions.