{
  "$schema": "https://govschema.org/spec/v0.3/govschema.schema.json",
  "govschemaVersion": "0.3.0",
  "id": "be/partena/crossroads-bank-enterprise-registration",
  "version": "1.0.0",
  "title": "Belgium Crossroads Bank for Enterprises Registration (Partena Professional Guichet d'Entreprises)",
  "description": "The primary business-registration intake form used to inscribe a new entrepreneur, company, or organization without legal personality (OSPJ) into Belgium's Crossroads Bank for Enterprises (Banque-Carrefour des Entreprises / Kruispuntbank van Ondernemingen, BCE/KBO), the country's central business register. Belgium does not offer direct self-service registration with the BCE: federal law (Royal Decree of 11 June 2003 and successors) requires every registration to be filed through one of a small number of officially recognized private \"guichets d'entreprises\" (authorized business registration counters) acting as the BCE's registration agents. This form is published by one such recognized guichet, Partena Professional asbl, and models its own \"Inscription à la Banque-Carrefour des Entreprises\" section (entrepreneur/company identification, correspondence address, and establishment-unit/activity data) plus the closing client declaration and signature — the entrepreneur-facing data common to registration through any guichet under this same statutory scheme, not proprietary to Partena Professional itself. Fetched directly and unauthenticated from Partena Professional's own site. Advances Belgium's Business Formation vertical, previously banked as open, STRONG-but-caveated backlog by GOV-4638 (\"GovSchema Standard Research\", which had found only a narrower supplementary 'missing-data' KBO form) — this cycle located the guichet's own primary registration form instead. This schema models only the core BCE inscription and the client's closing declaration/signature; it excludes this same document's further opt-in sections requesting that Partena Professional additionally handle VAT-identification activation, professional-competence/regulated-activity formalities, ancillary licenses (butcher's license, professional card, alcohol/tobacco authorization, etc.), self-employed or company social-insurance-fund affiliation, payroll secretariat services, and the accountant/mandataire's own coordinates — all of which are requests to engage Partena Professional's own paid services layered on top of the statutory BCE inscription, not the inscription itself, and a page-6 decision-tree diagram aiding a helper-spouse affiliation choice, which contains no applicant-fillable fields of its own. This schema does not submit the application itself; the live source is always authoritative. GovSchema is independent and is not affiliated with, endorsed by, or operated by the Government of Belgium, the Crossroads Bank for Enterprises, or Partena Professional.",
  "status": "draft",
  "jurisdiction": {
    "country": "BE",
    "level": "national"
  },
  "authority": {
    "name": "Partena Professional asbl, recognized business-registration counter (Guichet d'Entreprises agréé par Arrêté Royal du 11 juin 2003), filing registrations with the Crossroads Bank for Enterprises (Banque-Carrefour des Entreprises / Kruispuntbank van Ondernemingen) on behalf of the Federal Public Service Economy",
    "abbreviation": "BCE/KBO",
    "url": "https://www.partena-professional.be/fr/nos-connaissances/documents-formulaires#scrollto-guichetdentreprises"
  },
  "process": {
    "type": "application",
    "language": "fr"
  },
  "source": {
    "url": "https://www.partena-professional.be/sites/default/files/uploads/Administratieve%20docs%20&%20forms%20FR/EOL/Formulaire%20d'inscription%20BCE.pdf",
    "retrievedAt": "2026-07-24",
    "documentRef": "\"Inscription à la Banque-Carrefour des Entreprises\" (Crossroads Bank for Enterprises registration form), French-language edition, version V.2025-11, 6 pages."
  },
  "verification": {
    "method": "manual-source-review-v1",
    "lastVerifiedAt": "2026-07-24",
    "verifiedBy": "GovSchema Engineering (Standards Engineer)",
    "nextReviewBy": "2027-01-24",
    "notes": "See VERIFICATION.md for the full write-up: source fetch/hash, the guichet-agent statutory-framework research resolving GOV-4638's own 'supplementary missing-data form only' finding, the text/position-clustering extraction method, every disclosed scoping/judgment call, and the conformance checks."
  },
  "maturity": {
    "level": "structural-reference",
    "criteria": {
      "structuralReference": true,
      "verifiedSchema": false,
      "agentReadySchema": false,
      "executionTestedSchema": false
    },
    "method": "maturity-self-assessment-v1",
    "assertedBy": "GovSchema Engineering (Standards Engineer)",
    "assertedAt": "2026-07-24"
  },
  "license": "CC-BY-4.0",
  "steps": [
    {
      "id": "entrepreneur_identity",
      "title": "Entrepreneur Type and Identity",
      "fields": ["entrepreneurType", "activityStartDate", "companyNumberIfKnown", "companyName", "commercialName", "lastName", "firstName", "nationalRegisterOrBisNumber"],
      "next": "contact_and_banking"
    },
    {
      "id": "contact_and_banking",
      "title": "Contact Details, Website, and Bank Account",
      "fields": ["phone", "email", "website", "ibanNumber", "bicCode", "declineContactDataSharedWithBce", "declineEmailAsPreferredRegistrationChannel"],
      "next": "correspondence_address"
    },
    {
      "id": "correspondence_address",
      "title": "Correspondence Address (if Different from Domicile or Registered Office)",
      "fields": ["correspondenceStreet", "correspondenceHouseNumber", "correspondenceBoxNumber", "correspondencePostalCode", "correspondenceCity", "correspondenceCountry"],
      "next": "establishment_unit"
    },
    {
      "id": "establishment_unit",
      "title": "Establishment Unit and Activity Description",
      "fields": ["isEstablishmentUnitInBelgium", "establishmentUnitNameOrTradeName", "establishmentStreet", "establishmentHouseNumber", "establishmentBoxNumber", "establishmentPostalCode", "establishmentCity", "activityDescription"],
      "next": "declaration"
    },
    {
      "id": "declaration",
      "title": "Client Declaration and Signature",
      "fields": ["placeOfSigning", "dateOfSigning", "signatoryLastName", "signatoryFirstName", "signature"]
    }
  ],
  "fields": [
    { "name": "entrepreneurType", "label": "I Am Starting My Business As", "type": "enum", "required": true, "sourceRef": "\"1. Coordonnées de l'entreprise\" — \"Je démarre mon entreprise en :\": o Personne physique / o Société (SRL, SA,…) / o Organisation sans personnalité juridique (OSPJ)", "validation": { "enum": ["INDIVIDUAL", "COMPANY", "UNINCORPORATED_ORGANIZATION"] } },
    { "name": "activityStartDate", "label": "Activity Start Date", "type": "date", "required": true, "sourceRef": "\"Date de début de l'activité : …. / …. / ….\"" },
    { "name": "companyNumberIfKnown", "label": "Enterprise Number (if Already Known)", "type": "string", "required": false, "description": "Left blank for a brand-new registration; completed only when a company/enterprise number has already been assigned (e.g. by a notary prior to this filing).", "sourceRef": "\"Numéro d'entreprise (si connu) : ……\"" },
    { "name": "companyName", "label": "Company Name (Dénomination sociale)", "type": "string", "required": false, "requiredWhen": { "field": "entrepreneurType", "in": ["COMPANY", "UNINCORPORATED_ORGANIZATION"] }, "sourceRef": "\"Dénomination sociale : ……\"" },
    { "name": "commercialName", "label": "Trade Name (Dénomination commerciale)", "type": "string", "required": false, "sourceRef": "\"Dénomination commerciale : ……\"" },
    { "name": "lastName", "label": "Last Name", "type": "string", "required": true, "classification": "pii", "description": "For an individual entrepreneur, the entrepreneur's own surname; for a company or OSPJ, the name of the person completing this registration on the entity's behalf.", "sourceRef": "\"Nom : ……\"" },
    { "name": "firstName", "label": "First Name", "type": "string", "required": true, "classification": "pii", "sourceRef": "\"Prénom : ……\"" },
    { "name": "nationalRegisterOrBisNumber", "label": "National Register Number or BIS Number", "type": "string", "required": false, "requiredWhen": { "field": "entrepreneurType", "equals": "INDIVIDUAL" }, "classification": "sensitive-pii", "description": "Belgium's personal national-identifier number. Per this form's own footnote, an applicant who does not yet hold one must instead attach a copy of their identity card, residence permit, or passport (see documents[]).", "sourceRef": "\"N° de Registre National ou BIS : ……\" (footnote 2)" },

    { "name": "phone", "label": "Phone Number", "type": "string", "required": true, "classification": "pii", "sourceRef": "\"Tél. : ……\"" },
    { "name": "email", "label": "Email Address", "type": "string", "required": false, "classification": "pii", "sourceRef": "\"E-mail : ……\"" },
    { "name": "website", "label": "Website", "type": "string", "required": false, "sourceRef": "\"Site Web : ……\"" },
    { "name": "ibanNumber", "label": "Bank Account — IBAN", "type": "string", "required": false, "classification": "financial", "sourceRef": "\"Compte bancaire\" — \"Numéro IBAN : ……\"" },
    { "name": "bicCode", "label": "Bank Account — BIC", "type": "string", "required": false, "classification": "financial", "sourceRef": "\"BIC : ……\"" },
    { "name": "declineContactDataSharedWithBce", "label": "I Do Not Authorize My Contact Data to Be Shared with the BCE", "type": "boolean", "required": false, "sourceRef": "\"o Je n'autorise pas l'envoi de mes données de contact à la Banque Carrefour des Entreprises (BCE)\"" },
    { "name": "declineEmailAsPreferredRegistrationChannel", "label": "I Do Not Want the Above Email Address Prioritized for Registration Correspondence", "type": "boolean", "required": false, "sourceRef": "\"o Je ne souhaite pas privilégier l'adresse e-mail ci-dessus pour l'inscription et l'envoi de mes documents\"" },

    { "name": "correspondenceStreet", "label": "Correspondence Address — Street", "type": "string", "required": false, "classification": "pii", "description": "This entire section is completed only when the applicant's correspondence address is abroad and/or differs from their domicile or the company's registered office, per the section's own instruction.", "sourceRef": "\"2. Adresse de correspondance\" (\"A compléter uniquement si l'adresse est à l'étranger et/ou différente du domicile et/ou du siège social de l'entreprise\") — \"Rue : ……\"" },
    { "name": "correspondenceHouseNumber", "label": "Correspondence Address — House Number", "type": "string", "required": false, "classification": "pii", "sourceRef": "\"N° : ……\"" },
    { "name": "correspondenceBoxNumber", "label": "Correspondence Address — Box Number", "type": "string", "required": false, "classification": "pii", "sourceRef": "\"Bte : ……\"" },
    { "name": "correspondencePostalCode", "label": "Correspondence Address — Postal Code", "type": "string", "required": false, "classification": "pii", "sourceRef": "\"Code Postal : ……\"" },
    { "name": "correspondenceCity", "label": "Correspondence Address — City", "type": "string", "required": false, "classification": "pii", "sourceRef": "\"Localité : ……\"" },
    { "name": "correspondenceCountry", "label": "Correspondence Address — Country", "type": "string", "required": false, "classification": "pii", "sourceRef": "\"Pays : ……\"" },

    { "name": "isEstablishmentUnitInBelgium", "label": "Is the Establishment Unit Located in Belgium?", "type": "boolean", "required": false, "description": "Only asked when registering a foreign enterprise; a domestic Belgian registration does not need to answer this question before completing the establishment-unit address below.", "sourceRef": "\"3. Unité d'établissement (siège d'exploitation)\" — \"Si inscription d'une entreprise étrangère : l'unité d'établissement est-elle située en Belgique ? o Oui / o Non\"" },
    { "name": "establishmentUnitNameOrTradeName", "label": "Establishment Unit — Name or Trade Name (Enseigne)", "type": "string", "required": false, "sourceRef": "\"Dénomination / Enseigne : ……\"" },
    { "name": "establishmentStreet", "label": "Establishment Unit Address — Street", "type": "string", "required": true, "classification": "pii", "description": "Publicly visible in the BCE even when identical to the applicant's own home address, per this form's own printed notice.", "sourceRef": "\"Adresse de l'unité d'établissement\" — \"Rue : ……\"" },
    { "name": "establishmentHouseNumber", "label": "Establishment Unit Address — House Number", "type": "string", "required": true, "classification": "pii", "sourceRef": "\"N° : ……\"" },
    { "name": "establishmentBoxNumber", "label": "Establishment Unit Address — Box Number", "type": "string", "required": false, "classification": "pii", "sourceRef": "\"Bte : ……\"" },
    { "name": "establishmentPostalCode", "label": "Establishment Unit Address — Postal Code", "type": "string", "required": true, "classification": "pii", "sourceRef": "\"Code Postal : ……\"" },
    { "name": "establishmentCity", "label": "Establishment Unit Address — City (Localité)", "type": "string", "required": true, "classification": "pii", "sourceRef": "\"Localité : ……\"" },
    { "name": "activityDescription", "label": "Description of the Activities Carried Out at This Establishment Unit", "type": "string", "required": true, "description": "The form's own instruction asks the applicant to specify both principal and secondary activities, and, for door-to-door activity, in which region(s) it will be carried out.", "validation": { "maxLength": 2000 }, "sourceRef": "\"Description des activités qui y sont exercées :\" (7 ruled lines)" },

    { "name": "placeOfSigning", "label": "Place (Fait à)", "type": "string", "required": true, "sourceRef": "\"Fait à …… , le ……\"" },
    { "name": "dateOfSigning", "label": "Date (le)", "type": "date", "required": true, "sourceRef": "\"Fait à …… , le ……\"" },
    { "name": "signatoryLastName", "label": "Signatory — Last Name", "type": "string", "required": true, "classification": "pii", "sourceRef": "\"Nom …… Prénom ……\"" },
    { "name": "signatoryFirstName", "label": "Signatory — First Name", "type": "string", "required": true, "classification": "pii", "sourceRef": "\"Prénom ……\"" },
    { "name": "signature", "label": "Signature", "type": "string", "required": true, "classification": "pii", "sourceRef": "\"Signature\"" }
  ],
  "documents": [
    {
      "id": "articlesOfAssociationCopy",
      "label": "Copy of the articles of association (statuts)",
      "category": "supporting-evidence",
      "required": false,
      "requiredWhen": { "field": "entrepreneurType", "equals": "UNINCORPORATED_ORGANIZATION" },
      "belongsTo": "applicant",
      "sourceRef": "Page 1, footnote 1 — \"Pour une société, dont le n° d'entreprise n'est pas encore connu, ou pour une OSPJ, merci de joindre une copie des statuts.\"",
      "handling": "Required outright for an OSPJ (organization without legal personality). The source additionally requires this attachment for a COMPANY applicant specifically when its enterprise number is not yet known — not encoded as a further requiredWhen gate here because that condition turns on the absence of the optional companyNumberIfKnown field value, which this registry's Condition grammar cannot safely express (see VERIFICATION.md); a COMPANY applicant should still consult the source's own footnote directly."
    },
    {
      "id": "identityDocumentCopy",
      "label": "Copy of identity card, residence permit, or passport (both sides)",
      "category": "identity-document",
      "required": false,
      "belongsTo": "applicant",
      "sourceRef": "Page 1, footnote 2 — \"Si vous ne disposez pas encore d'un n° de Registre National ou numéro bis, merci de joindre une copie recto-verso de votre carte d'identité/titre de séjour/passeport.\"",
      "handling": "The source requires this attachment only when the applicant does not yet hold a National Register or BIS number. Not encoded as a requiredWhen gate on nationalRegisterOrBisNumber here, since that condition turns on the absence of an optional field value, which this registry's Condition grammar cannot safely express (see VERIFICATION.md); modelled as unconditionally optional instead, with this disclosure standing in for the source's own conditional instruction."
    }
  ]
}